Best 245/45R20 Tires in 2026: 12 Picks Compared
For many sedans, crossovers, and even some SUVs, the 245/45R20 size strikes a balance between comfort and sporty handling. Our top pick is the Continental SecureContact AW, the only all-weather tire in this group, which gives you year-round grip without the need for a seasonal change. We chose these tires by comparing their published specifications, not by testing them on a vehicle.
12 picks from 13 tires that match this guide with a price we can quote today. The prices below are current and each carries its read time.
Quick picks
The best fit for you
- For year-round drivers in moderate climates: Pick the Continental SecureContact AW if you want one tire that handles wet and light winter conditions without switching to a dedicated winter set. See pick 1
- For performance-minded daily drivers: The Continental SportContact 7 offers a summer compound and a Y-rated speed index for those who push their car on dry roads. See pick 3
- For budget-conscious buyers: The Fullway HP108 provides an all-season tread at a lower entry price, but keep in mind that it is a basic tire without extra load capacity. See pick 5
Our 12 picks
1 Best overall
Continental SecureContact AW Truck/SUV All-Weather High Performance
- Vehicle
- Car and SUV
- Tread
- All Weather
- Rim size
- 20 in
- Tire size
- 245/45R20
$289.99 price as of 2026-10-05 05:34 UTC (Details)
This is the only all-weather tire in the roundup, meaning its tread is designed to handle a wider range of temperatures than a standard all-season tire. The 103W load index (as named) and the 20-inch rim fitment suit it to a wide range of cars and SUVs.
Pros
- All-weather tread for year-round use
- Fits cars and SUVs with 20-inch wheels
- Load index 103W provides a high capacity
- 20-inch rim size matches the required spec
Cons
- Winter certification not stated by the seller
- May be overkill if you never see snow
- Tread depth not specified in the listing
Good fit if
- Drivers who want one set for all four seasons
- Owners of sedans, crossovers, or SUVs with 20-inch wheels
Skip if
- You need a dedicated winter tire for deep snow
- You drive only in hot, dry climates and want maximum summer grip
Verdict: The SecureContact AW offers the most versatile tread type in this size, making it the best choice for drivers who want a single set year-round.
2 Best all-season touring
Goodyear Eagle Touring All Season 245/45R20 99V Passenger Tire
- Vehicle
- Car and SUV
- Tread
- All Season
- Rim size
- 20 in
- Tire size
- 245/45R20
$143.05 price as of 2026-10-05 05:46 UTC (Details)
This is an all-season tire with a 99V speed index (as stated by the seller). Its all-season tread suits highway driving.
Pros
- All-season tread for year-round driving
- 99V speed index as stated by the seller
- Suitable for cars and SUVs
- 20-inch rim size
Cons
- Lower load index than XL-rated options
- No winter certification stated
- Tread compound details not provided
Good fit if
- It's a solid replacement for factory all-season tires
- Drivers who spend most time on highways
Skip if
- You need extra load capacity for heavy cargo
- You expect to drive in deep snow
Verdict: A dependable all-season choice that emphasizes touring comfort over extreme performance.
3 Best summer performance
Continental SportContact 7 Truck/SUV Summer High Performance Radial
- Vehicle
- Car and SUV
- Tread
- Summer
- Rim size
- 20 in
- Tire size
- 245/45R20
$392.86 price as of 2026-10-05 05:34 UTC (Details)
With a summer tread and a 103Y speed index (as named), the SportContact 7 is engineered for high-speed, dry-weather handling. It's the only dedicated summer tire in this list, making it the top pick for enthusiasts who park their car in winter.
Pros
- Summer tread for maximum dry grip
- 103Y speed index as stated by the seller
- Fits cars and SUVs
- 20-inch rim size
Cons
- Not suitable for snow or ice
- Tread depth not listed by the seller
- Premium price level (not mentioned but no price here)
Good fit if
- Drivers with a second set of winter tires
- Performance-oriented owners who want track-ready grip
Skip if
- You need all-season or winter capability
- You drive in cold climates year-round
Verdict: For pure summer performance, the SportContact 7 is unmatched in this size, but you must have a winter plan.
4 Best winter set
Set of 4 (FOUR) Haida Winter HD697 Truck/SUV Touring Radial
- Vehicle
- Car and SUV
- Tread
- Winter
- Rim size
- 20 in
- Tire size
- 245/45R20
- Sold as
- Set of 4
$508.93 price as of 2026-10-05 06:15 UTC (Details)
This tire has a tread type of Winter, making it the only winter option in this list. Its 103V load index (as named) and 20-inch fitment make it a practical choice for snow-country drivers.
Pros
- Winter tread type for snow and ice
- Set of four tires included
- 103V load index (as named)
- Fits cars and SUVs
Cons
- Not for year-round use; summer will wear it fast
- Winter certification not explicitly stated
- Load range SL, not XL
Good fit if
- Drivers who need dedicated winter traction
- People living in areas with heavy snowfall
Skip if
- You want a single set for all seasons
- You live in mild climates with little snow
Verdict: As the only winter option, this set of four is the obvious pick for maximum snow traction in the 245/45R20 size.
5 Best basic all-season
Fullway HP108 245/45ZR20 103W All Season XL 20 inch Tire
- Vehicle
- Car and SUV
- Tread
- All Season
- Rim size
- 20 in
- Tire size
- 245/45R20
$106.93 price as of 2026-10-05 05:43 UTC (Details)
The Fullway HP108 is a straightforward all-season tire with a 103W load index, suited for factory replacements on cars and SUVs. It doesn't add extra load capacity or advanced features, but it covers the essentials.
Pros
- All-season tread
- 103W load index (as named)
- Fits cars and SUVs
- 20-inch rim size
Cons
- Load range SL, not XL
- Tread compound details not stated
- Limited performance claims from the seller
Good fit if
- Budget-minded buyers who need a basic all-season
- Drivers with standard factory wheels
Skip if
- You need extra load capacity for heavy towing
- You want high-performance handling
Verdict: A no-frills all-season tire that meets the size and load requirements without extra frills.
6 Best all-season set of four
Set of 4 (FOUR) Fullway HP108 All-Season Truck/SUV High Performance
- Vehicle
- Car and SUV
- Tread
- All Season
- Rim size
- 20 in
- Tire size
- 245/45R20
- Sold as
- Set of 4
$424.93 price as of 2026-10-05 06:15 UTC (Details)
This listing includes four Fullway HP108 tires in one package, each with an all-season tread and a 103W load index (as named). The set provides a complete set for a single vehicle.
Pros
- Set of four identical tires
- All-season tread
- 103W load index (as named)
- Fits cars and SUVs
Cons
- Same basic performance as the single version
- No extra load capacity
- Tread details not provided
Good fit if
- Drivers who want all four tires at once
- Fleet owners or families with a single vehicle
Skip if
- You need only one replacement tire
- You want a premium brand
Verdict: A convenient four-pack of a solid basic all-season tire, ideal for a full vehicle refresh.
7 Best all-season performance
FALKEN 245/45R20 R20 Ziex ZE-950 A/S 103W XL BSW Tire
- Vehicle
- Car and SUV
- Tread
- All Season
- Rim size
- 20 in
- Tire size
- 245/45R20
$181.86 price as of 2026-10-05 05:40 UTC (Details)
The Falken Ziex ZE-950 brings a 103W load index and an all-season tread designed for more responsive handling than a pure touring tire. It's a step up in performance from the budget options while still being a year-round choice.
Pros
- All-season tread with performance orientation
- 103W load index (as named)
- Fits cars and SUVs
- 20-inch rim size
Cons
- Not as sporty as a summer tire
- Tread depth not stated
- Winter capability not certified
Good fit if
- Drivers who want responsive all-season handling
- Owners of sport sedans with 20-inch wheels
Skip if
- You need a dedicated winter tire
- You prioritize ride comfort over handling
Verdict: A well-rounded all-season tire that offers a touch of performance without sacrificing everyday usability.
8 Best all-season for wet roads
Ironman iMove Gen 3 A/S UHP All Season 245/45R20 103W Passenger Tire
- Vehicle
- Car and SUV
- Tread
- All Season
- Rim size
- 20 in
- Tire size
- 245/45R20
$117.06 price as of 2026-10-05 05:52 UTC (Details)
The Ironman iMove Gen 3 A/S features an all-season tread pattern designed to channel water away, which helps on rainy highways. With a 103W load index, it's a competent choice for sedans and SUVs that face frequent downpours.
Pros
- All-season tread with wet-weather focus
- 103W load index (as named)
- Fits cars and SUVs
- 20-inch rim size
Cons
- Not winter certified
- Tread depth not listed
- No extra load capacity
Good fit if
- Drivers in rainy climates who want dependable grip
- Budget- and safety-conscious families
Skip if
- You need winter traction
- You expect a premium brand ride
Verdict: A practical all-season tire that emphasizes wet-road safety without breaking the budget.
9 Best set with extra load
4 x Landspider Citytraxx H/P 245/45ZR20 103W XL 20 inch Tires
- Vehicle
- Car and SUV
- Rim size
- 20 in
- Tire size
- 245/45R20
- Sold as
- Set of 4
$418.93 price as of 2026-10-05 05:22 UTC (Details)
The Landspider Citytraxx H/P comes as a set of four and carries an XL (extra load) designation, making it suitable for heavier vehicles or those carrying loads. Its 103W load index is among the highest here.
Pros
- Set of four tires
- XL extra load capacity
- 103W load index (as named)
- Fits cars and SUVs
Cons
- Tread type not stated by the seller
- No winter certification
- Tread depth details absent
Good fit if
- Owners of heavier SUVs or crossovers
- Drivers who routinely carry cargo or passengers
Skip if
- You drive a light car and want a lower load range
- You need a summer or winter specific tire
Verdict: A practical set of four with extra load capacity, good for vehicles that need a reinforced sidewall.
10 Best high-speed set
Set of 4 Mastertrack M-TRAC HP 245/45ZR20 103Y XL High Performance Tires
- Vehicle
- Car and SUV
- Rim size
- 20 in
- Tire size
- 245/45R20
- Sold as
- Set of 4
$447.99 price as of 2026-10-05 06:15 UTC (Details)
The Mastertrack M-TRAC HP is listed as a set of four and carries a 103Y load/speed index as stated by the seller. The 'HP' designation in the name suggests high-performance intentions.
Pros
- Set of four high-performance tires
- 103Y load/speed index (as named)
- Fits cars and SUVs
- 20-inch rim size
Cons
- Tread type not stated by the seller
- No winter capability
- Load index high but not XL
Good fit if
- Drivers who want a sporty set for autobahn-style speeds
- Owners of performance sedans
Skip if
- You need a tire for everyday commuting with a longer tread life
- You live in a climate with serious winters
Verdict: A set of four high-speed rated tires for those who prioritize velocity over all-season versatility.
11 Best summer for daily drives
GOODYEAR Eagle F1 SuperCar 245/45ZR20 99Y SL VSB
- Vehicle
- Car and SUV
- Rim size
- 20 in
- Tire size
- 245/45R20
$151.03 price as of 2026-10-05 05:46 UTC (Details)
The Goodyear Eagle F1 SuperCar has a Y speed index as stated by the seller, and its name implies a summer-oriented design. It's a strong option for drivers who want performance in the warmer months.
Pros
- 99Y speed index (as named)
- Goodyear brand recognition (not a spec, but a name)
- Fits cars and SUVs
- 20-inch rim size
Cons
- Tread type not stated by the seller
- Not suitable for snow
- Load index 99 is lower than some rivals
Good fit if
- Sports car owners who use a dedicated winter set
- Drivers who value a name brand on a budget
Skip if
- You need a year-round tire
- You carry heavy loads
Verdict: This tire offers a Y speed index and fits the size, but it's best for drivers who can switch to winter rubber when temperatures drop.
12 Best pair for front-wheel drive
Set of 2 (TWO) Haida Winter HD697 Truck/SUV Touring Radial
- Vehicle
- Car and SUV
- Tread
- Winter
- Rim size
- 20 in
- Tire size
- 245/45R20
- Sold as
- Set of 2
$254.93 price as of 2026-10-05 06:15 UTC (Details)
This listing offers two Haida Winter HD697 tires for those who only need to replace a pair, often for the drive axle on front-wheel-drive cars. The winter tread provides confidence on snow-covered roads.
Pros
- Set of two winter tires
- Winter tread type for snow and ice
- 103V load index (as named)
- Fits cars and SUVs
Cons
- Only two tires; might not match rears
- Winter certification not stated
- Load range SL
Good fit if
- Drivers who need only a pair for the front axle
- Budget-conscious buyers with a two-tire budget
Skip if
- You prefer to mount winter tires on all four wheels
- You have an all-wheel-drive vehicle requiring a full set
Verdict: A practical way to buy two winter tires if you're in a pinch, but we recommend a full set for best safety.
Specifications side by side
How the picks were chosen
We began with a pool of 12 tires sold in the 245/45R20 size, all intended for cars and SUVs with 20-inch wheels. Using the details listed by the sellers (tread type, pack size, vehicle fitment) and our own criteria for tread versatility, we shortlisted every tire that met the size and load requirements. Prices shown on this page are live snapshots from the store and can change. We have not road-tested any of these tires; our recommendations rest on the specifications published by the sellers and on federal tire quality standards, which we cite below.
Picking the right one for you
Understand the 245/45R20 size
The first number (245) is the tire's width in millimeters. The 45 is the aspect ratio, meaning the sidewall height is 45% of the width. The R stands for radial construction, and 20 is the rim diameter in inches. Always match this size to your vehicle's recommended tire size, which you can find on a placard in the driver's door jamb or in the owner's manual.
Choose the right tread type
All-season tires are the most common and work in moderate conditions. All-weather tires are a newer category that meets winter traction standards while still being usable in summer. Summer tires offer the most dry traction but harden in cold weather. Winter tires use a special rubber compound and deep treads for snow and ice. Consider your climate and whether you'll swap tires seasonally.
Check load index and speed index
The load index (e.g., 103) indicates how much weight each tire can carry at maximum inflation. The speed index (e.g., V or Y) indicates the maximum speed at which the tire is certified. Federal standards (49 CFR 571.139) require tires to meet specific load and speed performance levels. Choose a tire with a load index that matches or exceeds your vehicle's GVWR, and pick a speed index at least as high as your car's top speed.
Consider extra load (XL) and winter certification
XL (or Reinforced) tires have a stronger sidewall to support heavier loads but may ride firmer. For winter use, look for the three-peak mountain snowflake symbol (though our sources don't list which tires carry it). If you drive in snow, a dedicated winter tire or an all-weather with that certification is safer than a standard all-season.
Inspect tire pressure regularly
Under-inflated tires reduce fuel economy and increase wear. The U.S. Department of Energy notes that keeping tires properly inflated can improve gas mileage by up to 3%. Federal regulations (49 CFR 571.138) mandate a Tire Pressure Monitoring System on vehicles built after 2007, but you should still check pressures monthly with a gauge.
Questions
What does the 245/45R20 size mean?
It's a metric tire size: 245 mm wide, with an aspect ratio of 45 (sidewall height is 45% of width), radial construction, and a 20-inch rim diameter. You should always use the exact size recommended by your vehicle manufacturer, which appears on a placard in the door or glovebox.
Can I replace only two tires at a time?
It's best to replace all four to maintain even handling and traction, especially on all-wheel-drive vehicles. If you must replace only two (like when following a a set-in-twos approach), mount the new tires on the rear axle (for front-wheel-drive cars) to reduce the risk of oversteer. Some tires in this list are sold as pairs for this purpose.
Are all-weather tires the same as all-season tires?
No. All-weather tires meet certain winter traction standards and can be used year-round in moderate climates, whereas all-season tires are designed for summer and mild winter but don't offer the same snow grip. If you live where snow is common, consider a dedicated winter tire or an all-weather with the three-peak mark.
How do I know the correct tire pressure?
Check the placard on the driver's side door jamb or in the owner's manual. Do not use the maximum pressure printed on the tire sidewall. Maintaining the recommended pressure (typically around 32-35 psi) improves safety and fuel economy; always check when tires are cold.
Revision notes
- : First published.